Family protection
Explore life insurance options to help your loved ones manage expenses if you pass away.
Talk through my needs →CROSSPOINTFINANCIAL
Personal guidance
Protect the life
you’re building.
Life insurance can feel complicated. Let’s talk through your options and find coverage that fits your family, your goals, and your budget.
A conversation. Clear answers. No pressure.
The people behind your why
Your family.
Your future.
Your peace of mind.
Plan today with the people you love in mind.
Start with what matters to you
Different needs. Personal guidance.
Mortgage protection
Consider coverage that could help your family pay the mortgage and stay in their home.
Explore coverage →
Final expenses
Discuss coverage intended to help with funeral costs and other expenses your family may face.
Ask a question →Your point of contact
Hi, I’m Rudy Casias.
With over 20 years of experience, I believe you deserve someone you can trust to truly understand your goals and help you find solutions that meet your needs without breaking the bank.
Buying your first policy or reviewing existing coverage? Click the link below to take your first step to protection.
Let’s start a conversation
What would you like help with?
Call or text Rudy to talk through your life insurance questions, review your existing coverage, or explore options that fit your needs and budget.
Clear answers. Personal guidance. No pressure.
A few common questions
What is term life insurance?
Term life covers a set period, such as 10, 20 or 30 years. It pays a death benefit if you die during that term and the claim meets the policy’s terms. Coverage ends unless you renew or convert when available.
What is whole life insurance?
Whole life provides lifetime coverage as long as required premiums are paid. Traditional level-premium whole life has fixed premiums and can build cash value.
What is accidental death coverage?
Accidental death coverage pays for a covered accidental death. It does not cover death from illness or natural causes. Exclusions and time limits apply.
Are my premiums fixed?
Level-term premiums stay fixed during the selected term and generally increase if renewed afterward. Traditional level-premium whole life premiums remain fixed for life. Check the guarantees in your policy.
Is employer coverage enough?
Employer coverage can help, but its amount may fall short of your family’s needs and it typically ends when you leave the job. Compare it with your mortgage, income replacement and other expenses, and check portability or conversion options.
Can we review a policy I already have?
Yes. Bring your policy details and the questions you’d like to discuss.
Where should I start?
Start with what you want coverage to help protect and a monthly budget you’re comfortable discussing.
Let’s talk about your options
Still have questions? Let’s make it simple.
Whether you’re exploring your first policy or reviewing coverage you already have, I’m here to help you understand your options and find coverage that fits your needs and budget.
Clear answers. Personal guidance. No pressure.